Subject	then complain to the insurance commissioner of your state
Posted by	Nazgul on October 14, 2005 at 11:01 AM
	This message has been viewed 47 times.
In Reply To	GRRRRR posted by redhott90nazx on October 14, 2005 at 10:41 AM
Message	Insurance companies would be stupid not to charge extra for bad credit. Just like they'd be stupid not to charge for prior accidents. its all historical data / loss ratios. bad credit = more accidents = more tickets = more late payments = more cancelations (it costs an insurance company QUITE a bit of money to start a policy from quote to bind, when everything is taken into account). If you have less of a chance of letting the company get its money back (bad credit, bad record, young age, etc) then they must charge more. BS it is not. Formerly: odysseus(ohio) Tolkien > Homer _______________________________________________________________________________________________
Follow Ups	So my insurance rates for my 94TT, 82 280ZX and Pathfinder - Zirvana 10:34:20 10/14/05 GRRRRR - redhott90nazx 10:41:05 10/14/05 People with poor credit, tend to be a bigger liability. - SactoTodd 10:47:49 10/14/05 actually girls are statistically worse drivers (n/m) - spyhunter(nj) 11:35:40 10/14/05 That is incorrect, in terms of claim cost quantity. - Kenny 11:45:28 10/14/05 then complain to the insurance commissioner of your state - Nazgul 11:01:58 10/14/05 They also told me that I would need to complete a "good - Zirvana 11:28:47 10/14/05 "Good Student Discount" I think it's B and above. - SactoTodd 11:31:50 10/14/05 It's a significant discount. Another discount you can get.. - Kenny 11:41:24 10/14/05 ^ For your daughter I mean. (n/m) - Kenny 11:42:09 10/14/05 The VIN is etched on all glass, another discount at many - WildBillZx 11:46:09 10/14/05 that was a dealer option (n/m) - Guapo 11:53:14 10/14/05 Etched glass was not listed as a Dealer option on my 94TT. - Zirvana 12:00:08 10/14/05 Different dealers sometimes offer different options. (n/m) - Kenny 12:05:16 10/14/05 My 94TT has the etched glass. It did not show etched glass - Zirvana 12:28:57 10/14/05 leather interior, etched glass, pinstriping were not listed - Adam (NoVA) 12:38:10 10/14/05 I will check the original sticker on the window of my 94TT - Zirvana 12:50:23 10/14/05 Looking at my 94TT Window Sticker: Under Standard - Zirvana 13:11:53 10/14/05 1990 did not have leather interior, only seats. (n/m) - Adam (NoVA) 13:14:38 10/14/05 2nd (n/m) - ENVYMYZ 12:01:52 10/14/05 Right, that's a pretty slim discount. While we're at it... - Kenny 11:58:22 10/14/05 Another 'trick' my agent does... - dpjax 12:26:55 10/14/05 Nice. I forgot one of the rate variables. - Kenny 12:37:44 10/14/05 it saves you 10% not "over $150 anually" - dogpile 12:22:22 10/14/05 Do not expect too much. Geico discounts about 8 bucks - slowjohn 12:04:47 10/14/05 That's contingent upon policy cost, state, and insurer. - Kenny 12:06:20 10/14/05 again, everything an ins co does is approved by the state - Nazgul 12:14:24 10/14/05 That's total BS. - Kenny 12:49:43 10/14/05 *Edit: That's partial BS. - Kenny 13:09:31 10/14/05 re: BS - Nazgul 13:15:55 10/14/05 Re: re: BS - Kenny 13:22:21 10/14/05 Re: re: re: BS - Nazgul 13:45:23 10/14/05 Indeed. (n/m) - Kenny 13:46:51 10/14/05 sucks when bad things happen to good people tho - Nazgul 13:56:49 10/14/05 Re: sucks when bad things happen to good people tho - Kenny 14:07:11 10/14/05 exactly why I said that.. no insurance, no mortgage - Nazgul 14:08:43 10/14/05 see what i don't get is why does a good student - maxboost83(WA) 13:37:34 10/14/05 Why do you think? - Kenny 13:45:23 10/14/05 No such thing as late payments with Farm Bureau...you miss - Zirvana 11:35:01 10/14/05 what insurance company? (n/m) - MidLifeZ 10:42:37 10/14/05 Farm Bureau. I've been with them for over 30 years; - Zirvana 10:54:50 10/14/05 Or decrease rates, depending on your situation. - ssm300z 10:55:32 10/14/05 This has been going on for a while now. - dpjax 12:22:13 10/14/05 people with poor credit are more likely to make big claims - Technomancer 12:33:10 10/14/05 I should be more careful - Technomancer 12:35:57 10/14/05 There you go. I almost responded =). (n/m) - Kenny 12:50:58 10/14/05 Basic Insurance Business Info >>> - RedKev 12:58:29 10/14/05 Re: Basic Insurance Business Info >>> - Kenny 13:24:51 10/14/05 Not just me...they are sending out the letter, calling - Zirvana 13:25:57 10/14/05
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